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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $328,841 | $123,155+167.0% | $108,753+202.4% | $155,188+111.9% |
| Participation rate | 80.0% | 75.6%+4.4pp | 71.1%+8.9pp | 80.8%-0.8pp |
| Annual return | 44.84% | 44.73%+0.1pp | 37.47%+7.4pp | 148.84%-104.0pp |
| Employer contribution / active EE | $2,488 | $2,811-11.5% | $2,427+2.5% | $4,248-41.4% |
| Participant deferral / active EE | $2,870 | $4,623-37.9% | $4,115-30.3% | $6,531-56.1% |
| Admin fee / account holder | $3,211 | $12,126-73.5% | $10,320-68.9% | $14,480-77.8% |