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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $328,841 | $115,225+185.4% | $100,712+226.5% | $138,895+136.8% |
| Participation rate | 80.0% | 74.3%+5.7pp | 69.3%+10.7pp | 79.9%+0.1pp |
| Annual return | 44.84% | 40.35%+4.5pp | 33.27%+11.6pp | 145.39%-100.6pp |
| Employer contribution / active EE | $2,488 | $2,771-10.2% | $2,313+7.6% | $4,194-40.7% |
| Participant deferral / active EE | $2,870 | $4,699-38.9% | $4,085-29.7% | $6,396-55.1% |
| Admin fee / account holder | $3,211 | $10,844-70.4% | $9,256-65.3% | $12,562-74.4% |