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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $479,915 | $282,059+70.1% | $213,469+124.8% | $154,746+210.1% |
| Participation rate | 100.0% | 82.7%+17.3pp | 77.1%+22.9pp | 80.7%+19.3pp |
| Annual return | 18.93% | 20.90%-2.0pp | 20.58%-1.7pp | 172.34%-153.4pp |
| Employer contribution / active EE | $23,307 | $6,189+276.6% | $4,994+366.7% | $4,379+432.2% |
| Participant deferral / active EE | $13,128 | $8,186+60.4% | $6,841+91.9% | $6,730+95.1% |
| Admin fee / account holder | $8,452 | $37,435-77.4% | $27,141-68.9% | $14,365-41.2% |