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| Provider | Service type | Compensation |
|---|---|---|
FINANCIAL ENGINES10+ years Service code 27 · EIN 77-0473565 | Advisory (Plan) | $286,251 |
FIDELITY INVESTMENTS INSTITUTIONAL10+ years Service code 37 · EIN 04-2647786 | Loan Processing | $67,739 |
Form 5500 reported that benefits due were not provided when due.
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $352,085 | $122,219+188.1% | $147,096+139.4% | $199,921+76.1% |
| Participation rate | 98.6% | 78.3%+20.4pp | 82.2%+16.5pp | 72.0%+26.6pp |
| Annual return | 14.09% | 30.59%-16.5pp | 419.75%-405.7pp | 34.28%-20.2pp |
| Employer contribution / active EE | $13,757 | $4,096+235.8% | $4,936+178.7% | $3,035+353.2% |
| Participant deferral / active EE | $14,700 | $8,503+72.9% | $8,071+82.1% | $5,089+188.9% |
| Admin fee / account holder | $237 | $179+32.3% | $13,005-98.2% | $269-12.0% |