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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,319 | $49,976+6.7% | $66,674-20.0% | $82,637-35.5% |
| Participation rate | 67.5% | 63.1%+4.4pp | 73.7%-6.2pp | 68.1%-0.6pp |
| Annual return | 13.96% | 39.09%-25.1pp | 321.24%-307.3pp | 53.51%-39.5pp |
| Employer contribution / active EE | $1,910 | $1,988-3.9% | $2,620-27.1% | $2,552-25.2% |
| Participant deferral / active EE | $3,283 | $2,847+15.3% | $4,084-19.6% | $4,126-20.4% |
| Admin fee / account holder | $7,374 | $4,594+60.5% | $5,098+44.6% | $7,339+0.5% |