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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,393 | $117,829-67.4% | $102,423-62.5% | $145,877-73.7% |
| Participation rate | 45.0% | 78.6%-33.6pp | 76.5%-31.5pp | 80.3%-35.3pp |
| Annual return | 14.71% | 31.83%-17.1pp | 29.42%-14.7pp | 551.28%-536.6pp |
| Employer contribution / active EE | $1,180 | $3,615-67.4% | $3,023-61.0% | $4,663-74.7% |
| Participant deferral / active EE | $2,829 | $5,732-50.6% | $5,054-44.0% | $6,691-57.7% |
| Admin fee / account holder | $238 | $13,335-98.2% | $9,455-97.5% | $13,402-98.2% |