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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,393 | $117,895-67.4% | $102,460-62.5% | $145,897-73.7% |
| Participation rate | 45.0% | 78.6%-33.6pp | 76.5%-31.5pp | 80.3%-35.3pp |
| Annual return | 14.71% | 31.92%-17.2pp | 29.47%-14.8pp | 552.29%-537.6pp |
| Employer contribution / active EE | $1,180 | $3,619-67.4% | $3,025-61.0% | $4,663-74.7% |
| Participant deferral / active EE | $2,829 | $5,736-50.7% | $5,056-44.0% | $6,689-57.7% |
| Admin fee / account holder | $238 | $13,353-98.2% | $9,460-97.5% | $13,390-98.2% |