Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 6-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,857 | $128,603-70.6% | $197,124-80.8% | $67,986-44.3% |
| Participation rate | 38.0% | 81.7%-43.7pp | 86.7%-48.8pp | 57.2%-19.2pp |
| Annual return | 15.54% | 23.77%-8.2pp | 44.34%-28.8pp | 31.67%-16.1pp |
| Employer contribution / active EE | $0 | $4,379-100.0% | $6,227-100.0% | $2,019-100.0% |
| Participant deferral / active EE | $2,866 | $6,840-58.1% | $9,135-68.6% | $3,358-14.7% |
| Admin fee / account holder | $6,819 | $3,035+124.7% | $16,298-58.2% | $3,203+112.9% |