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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,903 | $69,444-88.6% | $92,985-91.5% | $87,485-91.0% |
| Participation rate | 72.9% | 63.3%+9.6pp | 69.5%+3.4pp | 68.9%+3.9pp |
| Annual return | 22.02% | 23.85%-1.8pp | 27.99%-6.0pp | 26.06%-4.0pp |
| Employer contribution / active EE | $0 | $1,917-100.0% | $2,662-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $2,698 | $3,364-19.8% | $4,377-38.3% | $4,274-36.9% |
| Admin fee / account holder | $1,288 | $6,137-79.0% | $9,463-86.4% | $7,775-83.4% |