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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,285 | $88,815-72.7% | $81,882-70.3% | $145,897-83.4% |
| Participation rate | 88.9% | 75.1%+13.8pp | 72.4%+16.5pp | 80.3%+8.6pp |
| Annual return | 152.31% | 1033.75%-881.4pp | 779.47%-627.2pp | 552.29%-400.0pp |
| Employer contribution / active EE | $3,927 | $3,086+27.2% | $2,916+34.7% | $4,663-15.8% |
| Participant deferral / active EE | $7,853 | $4,647+69.0% | $4,323+81.7% | $6,689+17.4% |
| Admin fee / account holder | $23,878 | $8,434+183.1% | $7,360+224.5% | $13,390+78.3% |