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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,102 | $102,382-88.2% | $147,005-91.8% | $80,874-85.0% |
| Participation rate | 92.8% | 75.8%+16.9pp | 82.2%+10.6pp | 67.6%+25.1pp |
| Annual return | 17.65% | 134.89%-117.2pp | 418.76%-401.1pp | 35.62%-18.0pp |
| Employer contribution / active EE | $1,548 | $3,715-58.3% | $4,934-68.6% | $2,756-43.8% |
| Participant deferral / active EE | $3,475 | $6,646-47.7% | $8,070-56.9% | $4,297-19.1% |
| Admin fee / account holder | $1,938 | $7,942-75.6% | $13,006-85.1% | $6,935-72.1% |