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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,102 | $102,385-88.2% | $147,080-91.8% | $80,935-85.0% |
| Participation rate | 92.8% | 75.9%+16.9pp | 82.2%+10.6pp | 67.7%+25.1pp |
| Annual return | 17.65% | 135.09%-117.4pp | 420.17%-402.5pp | 35.66%-18.0pp |
| Employer contribution / active EE | $1,548 | $3,717-58.3% | $4,933-68.6% | $2,757-43.8% |
| Participant deferral / active EE | $3,475 | $6,651-47.7% | $8,066-56.9% | $4,299-19.2% |
| Admin fee / account holder | $1,938 | $7,951-75.6% | $12,989-85.1% | $6,924-72.0% |