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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,137 | $110,039-18.1% | $97,260-7.3% | $145,884-38.2% |
| Participation rate | 100.0% | 75.9%+24.1pp | 72.7%+27.3pp | 80.3%+19.7pp |
| Annual return | 12.98% | 244.44%-231.5pp | 75.54%-62.6pp | 551.85%-538.9pp |
| Employer contribution / active EE | $1,040 | $3,074-66.2% | $2,721-61.8% | $4,662-77.7% |
| Participant deferral / active EE | $14,867 | $4,674+218.1% | $4,262+248.9% | $6,690+122.2% |
| Admin fee / account holder | $367 | $6,204-94.1% | $5,640-93.5% | $13,392-97.3% |