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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,721 | $107,421-70.5% | $182,262-82.6% | $94,015-66.3% |
| Participation rate | 93.9% | 77.8%+16.1pp | 84.2%+9.7pp | 70.8%+23.1pp |
| Annual return | 22.53% | 21.32%+1.2pp | 140.60%-118.1pp | 17.84%+4.7pp |
| Employer contribution / active EE | $0 | $3,448-100.0% | $5,046-100.0% | $2,790-100.0% |
| Participant deferral / active EE | $10,368 | $6,558+58.1% | $8,276+25.3% | $4,249+144.0% |
| Admin fee / account holder | $1,200 | $8,692-86.2% | $16,712-92.8% | $8,951-86.6% |