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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $229,152 | $183,539+24.9% | $155,556+47.3% | $145,897+57.1% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 14.42% | 61.31%-46.9pp | 64.84%-50.4pp | 552.29%-537.9pp |
| Employer contribution / active EE | $46,001 | $5,315+765.5% | $4,675+883.9% | $4,663+886.6% |
| Participant deferral / active EE | $23,743 | $6,467+267.1% | $5,631+321.7% | $6,689+254.9% |
| Admin fee / account holder | $2,701 | $19,275-86.0% | $15,885-83.0% | $13,390-79.8% |