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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $229,152 | $183,627+24.8% | $155,602+47.3% | $145,978+57.0% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 14.42% | 61.32%-46.9pp | 64.81%-50.4pp | 550.52%-536.1pp |
| Employer contribution / active EE | $46,001 | $5,316+765.3% | $4,675+883.9% | $4,662+886.8% |
| Participant deferral / active EE | $23,743 | $6,466+267.2% | $5,629+321.8% | $6,690+254.9% |
| Admin fee / account holder | $2,701 | $19,327-86.0% | $15,923-83.0% | $13,400-79.8% |