Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 3-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,039 | $63,456-90.5% | $100,712-94.0% | $64,097-90.6% |
| Participation rate | 65.3% | 49.7%+15.6pp | 69.3%-4.0pp | 55.2%+10.1pp |
| Annual return | 67.95% | 19.65%+48.3pp | 33.27%+34.7pp | 34.64%+33.3pp |
| Employer contribution / active EE | $718 | $1,003-28.4% | $2,313-69.0% | $1,891-62.0% |
| Participant deferral / active EE | $1,662 | $2,463-32.5% | $4,085-59.3% | $3,080-46.0% |
| Admin fee / account holder | $536 | $4,808-88.9% | $9,256-94.2% | $3,454-84.5% |