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Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,936 | $55,472-94.7% | $155,567-98.1% | $74,546-96.1% |
| Participation rate | 87.7% | 61.9%+25.8pp | 78.2%+9.5pp | 67.2%+20.5pp |
| Annual return | 25.70% | 268.72%-243.0pp | 64.74%-39.0pp | 1366.03%-1340.3pp |
| Employer contribution / active EE | $527 | $2,269-76.8% | $4,674-88.7% | $2,624-79.9% |
| Participant deferral / active EE | $830 | $2,838-70.7% | $5,628-85.2% | $4,347-80.9% |
| Admin fee / account holder | $12 | $1,743-99.3% | $15,916-99.9% | $1,944-99.4% |