Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 4-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,346 | $81,504-81.2% | $102,437-85.0% | $80,959-81.0% |
| Participation rate | 38.7% | 66.9%-28.1pp | 74.5%-35.8pp | 67.7%-29.0pp |
| Annual return | 7.49% | 25.60%-18.1pp | 24.95%-17.5pp | 35.67%-28.2pp |
| Employer contribution / active EE | $2,049 | $3,104-34.0% | $3,871-47.1% | $2,757-25.7% |
| Participant deferral / active EE | $779 | $3,871-79.9% | $5,060-84.6% | $4,300-81.9% |
| Admin fee / account holder | $393 | $6,719-94.2% | $8,388-95.3% | $6,925-94.3% |