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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,644 | $177,353-43.3% | $158,226-36.4% | $198,609-49.3% |
| Participation rate | 75.0% | 77.0%-2.0pp | 74.8%+0.2pp | 82.4%-7.4pp |
| Annual return | 18.20% | 599.50%-581.3pp | 501.41%-483.2pp | 202.70%-184.5pp |
| Employer contribution / active EE | $1,701 | $3,239-47.5% | $2,986-43.0% | $5,055-66.4% |
| Participant deferral / active EE | $3,401 | $4,615-26.3% | $4,317-21.2% | $6,977-51.3% |
| Admin fee / account holder | $1,295 | $10,960-88.2% | $10,217-87.3% | $19,030-93.2% |