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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,644 | $125,778-20.0% | $114,563-12.1% | $154,746-35.0% |
| Participation rate | 75.0% | 75.2%-0.2pp | 72.9%+2.1pp | 80.7%-5.7pp |
| Annual return | 18.20% | 295.14%-276.9pp | 241.09%-222.9pp | 172.34%-154.1pp |
| Employer contribution / active EE | $1,701 | $2,806-39.4% | $2,592-34.4% | $4,379-61.2% |
| Participant deferral / active EE | $3,401 | $4,445-23.5% | $4,142-17.9% | $6,730-49.5% |
| Admin fee / account holder | $1,295 | $8,190-84.2% | $7,623-83.0% | $14,365-91.0% |