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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,558 | $156,398-89.4% | $147,318-88.8% | $138,895-88.1% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 14.68% | 78.75%-64.1pp | 70.43%-55.8pp | 145.39%-130.7pp |
| Employer contribution / active EE | $2,971 | $4,853-38.8% | $4,593-35.3% | $4,194-29.2% |
| Participant deferral / active EE | $9,234 | $8,237+12.1% | $7,906+16.8% | $6,396+44.4% |
| Admin fee / account holder | $1,552 | $14,976-89.6% | $13,708-88.7% | $12,562-87.6% |