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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,153 | $160,028-87.4% | $147,080-86.3% | $145,884-86.2% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 22.07% | 98.60%-76.5pp | 420.17%-398.1pp | 551.85%-529.8pp |
| Employer contribution / active EE | $2,977 | $5,286-43.7% | $4,933-39.7% | $4,662-36.1% |
| Participant deferral / active EE | $5,782 | $8,422-31.3% | $8,066-28.3% | $6,690-13.6% |
| Admin fee / account holder | $1,088 | $15,030-92.8% | $12,989-91.6% | $13,392-91.9% |