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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,125 | $172,111-77.3% | $150,298-74.0% | $137,256-71.5% |
| Participation rate | 70.0% | 81.7%-11.7pp | 77.8%-7.8pp | 80.0%-10.0pp |
| Annual return | 21.51% | 69.37%-47.9pp | 62.79%-41.3pp | 220.34%-198.8pp |
| Employer contribution / active EE | $5,280 | $4,636+13.9% | $4,154+27.1% | $4,156+27.0% |
| Participant deferral / active EE | $3,855 | $6,166-37.5% | $5,453-29.3% | $6,407-39.8% |
| Admin fee / account holder | $1,049 | $16,471-93.6% | $14,116-92.6% | $12,270-91.4% |