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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,563 | $211,224-44.8% | $178,505-34.7% | $145,897-20.1% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 12.47% | 30.28%-17.8pp | 27.16%-14.7pp | 552.29%-539.8pp |
| Employer contribution / active EE | $6,524 | $4,577+42.6% | $3,955+65.0% | $4,663+39.9% |
| Participant deferral / active EE | $15,046 | $6,966+116.0% | $6,280+139.6% | $6,689+124.9% |
| Admin fee / account holder | $1,023 | $12,109-91.5% | $10,428-90.2% | $13,390-92.4% |