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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,177 | $208,088-23.0% | $186,193-14.0% | $154,746+3.5% |
| Participation rate | 100.0% | 80.0%+20.0pp | 77.1%+22.9pp | 80.7%+19.3pp |
| Annual return | 19.40% | 89.97%-70.6pp | 78.03%-58.6pp | 172.34%-152.9pp |
| Employer contribution / active EE | $44,807 | $4,340+932.4% | $3,918+1043.6% | $4,379+923.2% |
| Participant deferral / active EE | $16,337 | $7,078+130.8% | $6,513+150.8% | $6,730+142.7% |
| Admin fee / account holder | $21,189 | $11,698+81.1% | $11,058+91.6% | $14,365+47.5% |