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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,997 | $67,823-58.7% | $52,425-46.6% | $137,256-79.6% |
| Participation rate | 61.5% | 63.9%-2.4pp | 55.6%+5.9pp | 80.0%-18.4pp |
| Annual return | 25.42% | 219.11%-193.7pp | 302.12%-276.7pp | 220.34%-194.9pp |
| Employer contribution / active EE | $994 | $1,163-14.5% | $914+8.8% | $4,156-76.1% |
| Participant deferral / active EE | $4,532 | $2,288+98.1% | $1,790+153.1% | $6,407-29.3% |
| Admin fee / account holder | $880 | $2,844-69.1% | $2,495-64.7% | $12,270-92.8% |