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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,560 | $76,608-71.9% | $56,077-61.6% | $145,877-85.2% |
| Participation rate | 50.0% | 63.2%-13.2pp | 52.5%-2.5pp | 80.3%-30.3pp |
| Annual return | 14.33% | 3009.59%-2995.3pp | 1709.28%-1694.9pp | 551.28%-537.0pp |
| Employer contribution / active EE | $907 | $1,382-34.3% | $1,040-12.8% | $4,663-80.5% |
| Participant deferral / active EE | $5,252 | $2,624+100.1% | $1,954+168.8% | $6,691-21.5% |
| Admin fee / account holder | $1,079 | $3,325-67.5% | $2,825-61.8% | $13,402-91.9% |