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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,922 | $160,070-70.7% | $147,117-68.1% | $145,897-67.8% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 19.60% | 98.69%-79.1pp | 420.54%-400.9pp | 552.29%-532.7pp |
| Employer contribution / active EE | $11,436 | $5,285+116.4% | $4,932+131.9% | $4,663+145.3% |
| Participant deferral / active EE | $9,996 | $8,419+18.7% | $8,065+23.9% | $6,689+49.4% |
| Admin fee / account holder | $444 | $15,035-97.0% | $12,993-96.6% | $13,390-96.7% |