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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,684 | $134,817-95.0% | $123,973-94.6% | $155,188-95.7% |
| Participation rate | 80.0% | 79.4%+0.6pp | 76.7%+3.3pp | 80.8%-0.8pp |
| Annual return | 23.27% | 515.49%-492.2pp | 388.13%-364.9pp | 148.84%-125.6pp |
| Employer contribution / active EE | $1,202 | $4,425-72.8% | $4,126-70.9% | $4,248-71.7% |
| Participant deferral / active EE | $1,924 | $5,706-66.3% | $5,247-63.3% | $6,531-70.5% |
| Admin fee / account holder | $789 | $13,245-94.0% | $11,799-93.3% | $14,480-94.5% |