Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 6-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,773 | $89,435-57.8% | $164,975-77.1% | $77,714-51.4% |
| Participation rate | 38.6% | 78.6%-40.0pp | 78.6%-40.0pp | 70.6%-31.9pp |
| Annual return | 29.34% | 28.82%+0.5pp | 70.12%-40.8pp | 31.26%-1.9pp |
| Employer contribution / active EE | $1,172 | $2,563-54.3% | $4,343-73.0% | $2,727-57.0% |
| Participant deferral / active EE | $2,465 | $4,901-49.7% | $6,033-59.1% | $4,649-47.0% |
| Admin fee / account holder | $348 | $340+2.5% | $12,688-97.3% | $433-19.6% |