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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,132 | $160,070-69.3% | $147,117-66.6% | $145,897-66.3% |
| Participation rate | 81.8% | 84.0%-2.2pp | 82.2%-0.4pp | 80.3%+1.5pp |
| Annual return | 17.31% | 98.69%-81.4pp | 420.54%-403.2pp | 552.29%-535.0pp |
| Employer contribution / active EE | $10,319 | $5,285+95.3% | $4,932+109.2% | $4,663+121.3% |
| Participant deferral / active EE | $8,629 | $8,419+2.5% | $8,065+7.0% | $6,689+29.0% |
| Admin fee / account holder | $599 | $15,035-96.0% | $12,993-95.4% | $13,390-95.5% |