Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 6-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,893 | $81,487-46.1% | $102,412-57.1% | $80,935-45.8% |
| Participation rate | 26.5% | 66.8%-40.3pp | 74.5%-48.0pp | 67.7%-41.1pp |
| Annual return | 7.07% | 25.60%-18.5pp | 24.94%-17.9pp | 35.66%-28.6pp |
| Employer contribution / active EE | $803 | $3,103-74.1% | $3,870-79.3% | $2,757-70.9% |
| Participant deferral / active EE | $941 | $3,871-75.7% | $5,060-81.4% | $4,299-78.1% |
| Admin fee / account holder | $5,625 | $6,717-16.3% | $8,388-32.9% | $6,924-18.8% |