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Participant contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,095 | $24,891-95.6% | $69,623-98.4% | $74,459-98.5% |
| Participation rate | 76.2% | 63.4%+12.8pp | 66.4%+9.8pp | 67.2%+9.0pp |
| Annual return | 12.31% | 18.53%-6.2pp | 101.23%-88.9pp | 1369.70%-1357.4pp |
| Employer contribution / active EE | $369 | $1,005-63.3% | $1,709-78.4% | $2,626-86.0% |
| Participant deferral / active EE | $513 | $1,908-73.1% | $2,890-82.2% | $4,350-88.2% |
| Admin fee / account holder | $4 | $1,904-99.8% | $4,696-99.9% | $1,945-99.8% |