Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 7-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $707,846 | $87,166+712.1% | $76,735+822.5% | $137,256+415.7% |
| Participation rate | 37.5% | 74.4%-36.9pp | 69.5%-32.0pp | 80.0%-42.5pp |
| Annual return | -3.66% | 26.50%-30.2pp | 29.77%-33.4pp | 220.34%-224.0pp |
| Employer contribution / active EE | $912 | $2,904-68.6% | $2,454-62.9% | $4,156-78.1% |
| Participant deferral / active EE | $774 | $4,726-83.6% | $4,088-81.1% | $6,407-87.9% |
| Admin fee / account holder | $9,311 | $8,403+10.8% | $7,189+29.5% | $12,270-24.1% |