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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,943 | $99,875-9.9% | $146,866-38.8% | $86,983+3.4% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.5%+30.5pp |
| Annual return | 29.62% | 28.10%+1.5pp | 102.85%-73.2pp | 25.83%+3.8pp |
| Employer contribution / active EE | $5,218 | $3,224+61.8% | $4,425+17.9% | $2,584+101.9% |
| Participant deferral / active EE | $13,454 | $6,322+112.8% | $7,759+73.4% | $4,194+220.8% |
| Admin fee / account holder | $5,851 | $7,838-25.3% | $13,620-57.0% | $7,856-25.5% |