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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,191 | $183,627-78.7% | $155,602-74.8% | $145,978-73.2% |
| Participation rate | 66.7% | 82.7%-16.0pp | 78.2%-11.5pp | 80.3%-13.6pp |
| Annual return | 15.29% | 61.32%-46.0pp | 64.81%-49.5pp | 550.52%-535.2pp |
| Employer contribution / active EE | $1,981 | $5,316-62.7% | $4,675-57.6% | $4,662-57.5% |
| Participant deferral / active EE | $6,059 | $6,466-6.3% | $5,629+7.6% | $6,690-9.4% |
| Admin fee / account holder | $151 | $19,327-99.2% | $15,923-99.1% | $13,400-98.9% |