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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,191 | $183,592-78.7% | $155,567-74.8% | $145,959-73.1% |
| Participation rate | 66.7% | 82.7%-16.0pp | 78.2%-11.5pp | 80.3%-13.6pp |
| Annual return | 15.29% | 61.24%-45.9pp | 64.74%-49.4pp | 561.95%-546.7pp |
| Employer contribution / active EE | $1,981 | $5,315-62.7% | $4,674-57.6% | $4,661-57.5% |
| Participant deferral / active EE | $6,059 | $6,464-6.3% | $5,628+7.7% | $6,689-9.4% |
| Admin fee / account holder | $151 | $19,318-99.2% | $15,916-99.1% | $13,398-98.9% |