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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,580 | $101,653-51.2% | $147,080-66.3% | $74,459-33.4% |
| Participation rate | 77.8% | 75.6%+2.2pp | 82.2%-4.4pp | 67.2%+10.6pp |
| Annual return | 12.96% | 8754.98%-8742.0pp | 420.17%-407.2pp | 1369.70%-1356.7pp |
| Employer contribution / active EE | $2,612 | $3,813-31.5% | $4,933-47.1% | $2,626-0.5% |
| Participant deferral / active EE | $4,856 | $7,304-33.5% | $8,066-39.8% | $4,350+11.6% |
| Admin fee / account holder | $2,083 | $1,752+18.9% | $12,989-84.0% | $1,945+7.1% |