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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,580 | $101,539-51.2% | $147,041-66.3% | $74,400-33.4% |
| Participation rate | 77.8% | 75.5%+2.3pp | 82.2%-4.4pp | 67.2%+10.6pp |
| Annual return | 12.96% | 8740.84%-8727.9pp | 419.21%-406.3pp | 1367.51%-1354.6pp |
| Employer contribution / active EE | $2,612 | $3,811-31.5% | $4,935-47.1% | $2,624-0.5% |
| Participant deferral / active EE | $4,856 | $7,304-33.5% | $8,071-39.8% | $4,348+11.7% |
| Admin fee / account holder | $2,083 | $1,749+19.1% | $13,006-84.0% | $1,944+7.2% |