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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,693 | $110,137-57.6% | $161,149-71.0% | $82,637-43.5% |
| Participation rate | 100.0% | 72.4%+27.6pp | 78.8%+21.2pp | 68.1%+31.9pp |
| Annual return | 26.15% | 20.69%+5.5pp | 21.16%+5.0pp | 53.51%-27.4pp |
| Employer contribution / active EE | $6,367 | $2,856+122.9% | $4,360+46.0% | $2,552+149.5% |
| Participant deferral / active EE | $9,502 | $4,575+107.7% | $6,153+54.4% | $4,126+130.3% |
| Admin fee / account holder | $1,806 | $9,467-80.9% | $15,194-88.1% | $7,339-75.4% |