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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,693 | $115,931-59.7% | $185,441-74.8% | $86,983-46.3% |
| Participation rate | 100.0% | 73.6%+26.4pp | 80.3%+19.7pp | 69.5%+30.5pp |
| Annual return | 26.15% | 21.47%+4.7pp | 20.16%+6.0pp | 25.83%+0.3pp |
| Employer contribution / active EE | $6,367 | $2,937+116.8% | $4,672+36.3% | $2,584+146.4% |
| Participant deferral / active EE | $9,502 | $4,551+108.8% | $6,152+54.5% | $4,194+126.6% |
| Admin fee / account holder | $1,806 | $10,687-83.1% | $17,890-89.9% | $7,856-77.0% |