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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,672 | $117,895-51.9% | $102,460-44.7% | $145,897-61.2% |
| Participation rate | 41.7% | 78.6%-37.0pp | 76.5%-34.8pp | 80.3%-38.6pp |
| Annual return | 13.43% | 31.92%-18.5pp | 29.47%-16.0pp | 552.29%-538.9pp |
| Employer contribution / active EE | $0 | $3,619-100.0% | $3,025-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $8,632 | $5,736+50.5% | $5,056+70.7% | $6,689+29.0% |
| Admin fee / account holder | $22,788 | $13,353+70.7% | $9,460+140.9% | $13,390+70.2% |