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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,579 | $134,817-90.7% | $123,973-89.9% | $155,188-91.9% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.7%+23.3pp | 80.8%+19.2pp |
| Annual return | 23.04% | 515.49%-492.4pp | 388.13%-365.1pp | 148.84%-125.8pp |
| Employer contribution / active EE | $1,590 | $4,425-64.1% | $4,126-61.5% | $4,248-62.6% |
| Participant deferral / active EE | $2,706 | $5,706-52.6% | $5,247-48.4% | $6,531-58.6% |
| Admin fee / account holder | $742 | $13,245-94.4% | $11,799-93.7% | $14,480-94.9% |