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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,312 | $181,062-93.8% | $158,223-92.9% | $155,188-92.7% |
| Participation rate | 91.7% | 82.7%+9.0pp | 79.2%+12.5pp | 80.8%+10.9pp |
| Annual return | 146.05% | 57.39%+88.7pp | 52.09%+94.0pp | 148.84%-2.8pp |
| Employer contribution / active EE | $1,868 | $4,565-59.1% | $4,109-54.5% | $4,248-56.0% |
| Participant deferral / active EE | $3,041 | $6,134-50.4% | $5,467-44.4% | $6,531-53.4% |
| Admin fee / account holder | $1,410 | $18,825-92.5% | $16,047-91.2% | $14,480-90.3% |