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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,312 | $185,312-93.9% | $161,489-93.0% | $154,746-92.7% |
| Participation rate | 91.7% | 82.5%+9.2pp | 78.7%+13.0pp | 80.7%+11.0pp |
| Annual return | 146.05% | 103.84%+42.2pp | 89.72%+56.3pp | 172.34%-26.3pp |
| Employer contribution / active EE | $1,868 | $4,769-60.8% | $4,268-56.2% | $4,379-57.3% |
| Participant deferral / active EE | $3,041 | $6,350-52.1% | $5,630-46.0% | $6,730-54.8% |
| Admin fee / account holder | $1,410 | $18,654-92.4% | $16,006-91.2% | $14,365-90.2% |