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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,758 | $72,071-53.2% | $68,368-50.6% | $137,256-75.4% |
| Participation rate | 34.8% | 76.2%-41.5pp | 73.8%-39.0pp | 80.0%-45.2pp |
| Annual return | 22.71% | 353.14%-330.4pp | 292.57%-269.9pp | 220.34%-197.6pp |
| Employer contribution / active EE | $1,122 | $2,788-59.8% | $2,649-57.7% | $4,156-73.0% |
| Participant deferral / active EE | $1,699 | $4,410-61.5% | $4,123-58.8% | $6,407-73.5% |
| Admin fee / account holder | $39 | $5,336-99.3% | $5,150-99.2% | $12,270-99.7% |