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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,758 | $102,595-67.1% | $94,057-64.1% | $154,746-78.2% |
| Participation rate | 34.8% | 76.0%-41.2pp | 73.3%-38.6pp | 80.7%-45.9pp |
| Annual return | 22.71% | 583.42%-560.7pp | 480.62%-457.9pp | 172.34%-149.6pp |
| Employer contribution / active EE | $1,122 | $3,147-64.4% | $2,933-61.8% | $4,379-74.4% |
| Participant deferral / active EE | $1,699 | $5,118-66.8% | $4,709-63.9% | $6,730-74.8% |
| Admin fee / account holder | $39 | $7,736-99.5% | $7,244-99.5% | $14,365-99.7% |