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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,638 | $107,733-58.6% | $92,985-52.0% | $154,746-71.2% |
| Participation rate | 75.0% | 74.6%+0.4pp | 69.5%+5.5pp | 80.7%-5.7pp |
| Annual return | 0.15% | 30.39%-30.2pp | 27.99%-27.8pp | 172.34%-172.2pp |
| Employer contribution / active EE | $3,300 | $3,126+5.5% | $2,662+24.0% | $4,379-24.6% |
| Participant deferral / active EE | $9,148 | $5,053+81.0% | $4,377+109.0% | $6,730+35.9% |
| Admin fee / account holder | $59,932 | $11,369+427.2% | $9,463+533.3% | $14,365+317.2% |