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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,777 | $182,442-82.0% | $163,379-79.9% | $138,895-76.4% |
| Participation rate | 50.0% | 79.8%-29.8pp | 76.8%-26.8pp | 79.9%-29.9pp |
| Annual return | 20.52% | 72.74%-52.2pp | 63.41%-42.9pp | 145.39%-124.9pp |
| Employer contribution / active EE | $5,601 | $4,159+34.6% | $3,752+49.3% | $4,194+33.5% |
| Participant deferral / active EE | $13,671 | $6,817+100.5% | $6,282+117.6% | $6,396+113.7% |
| Admin fee / account holder | $24,742 | $10,396+138.0% | $9,818+152.0% | $12,562+97.0% |