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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,777 | $225,673-85.5% | $203,872-83.9% | $155,188-78.9% |
| Participation rate | 50.0% | 80.3%-30.3pp | 77.8%-27.8pp | 80.8%-30.8pp |
| Annual return | 20.52% | 95.91%-75.4pp | 85.11%-64.6pp | 148.84%-128.3pp |
| Employer contribution / active EE | $5,601 | $4,099+36.6% | $3,757+49.1% | $4,248+31.8% |
| Participant deferral / active EE | $13,671 | $6,893+98.3% | $6,388+114.0% | $6,531+109.3% |
| Admin fee / account holder | $24,742 | $12,327+100.7% | $11,730+110.9% | $14,480+70.9% |