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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,874 | $211,288-49.4% | $178,540-40.1% | $145,884-26.7% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 19.29% | 30.27%-11.0pp | 27.15%-7.9pp | 551.85%-532.6pp |
| Employer contribution / active EE | $6,684 | $4,574+46.1% | $3,953+69.1% | $4,662+43.4% |
| Participant deferral / active EE | $17,139 | $6,967+146.0% | $6,281+172.9% | $6,690+156.2% |
| Admin fee / account holder | $429 | $12,105-96.5% | $10,424-95.9% | $13,392-96.8% |