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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,189 | $100,203-84.8% | $85,240-82.2% | $145,897-89.6% |
| Participation rate | 83.3% | 74.1%+9.2pp | 67.5%+15.8pp | 80.3%+3.0pp |
| Annual return | 11.91% | 84.28%-72.4pp | 66.75%-54.8pp | 552.29%-540.4pp |
| Employer contribution / active EE | $570 | $3,242-82.4% | $2,735-79.2% | $4,663-87.8% |
| Participant deferral / active EE | $5,185 | $5,299-2.1% | $4,527+14.5% | $6,689-22.5% |
| Admin fee / account holder | $831 | $7,265-88.6% | $6,165-86.5% | $13,390-93.8% |