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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,177 | $97,125-62.8% | $86,233-58.0% | $137,256-73.6% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.0%+31.0pp | 80.0%+20.0pp |
| Annual return | 21.63% | 74.19%-52.6pp | 61.39%-39.8pp | 220.34%-198.7pp |
| Employer contribution / active EE | $271 | $2,841-90.5% | $2,504-89.2% | $4,156-93.5% |
| Participant deferral / active EE | $6,378 | $5,180+23.1% | $4,559+39.9% | $6,407-0.4% |
| Admin fee / account holder | $1,316 | $9,725-86.5% | $8,342-84.2% | $12,270-89.3% |