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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,531 | $154,228-78.3% | $145,433-76.9% | $137,256-75.6% |
| Participation rate | 66.7% | 83.8%-17.1pp | 82.1%-15.5pp | 80.0%-13.3pp |
| Annual return | 19.48% | 74.59%-55.1pp | 66.58%-47.1pp | 220.34%-200.9pp |
| Employer contribution / active EE | $1,022 | $4,804-78.7% | $4,554-77.6% | $4,156-75.4% |
| Participant deferral / active EE | $2,819 | $8,216-65.7% | $7,897-64.3% | $6,407-56.0% |
| Admin fee / account holder | $412 | $14,344-97.1% | $13,129-96.9% | $12,270-96.6% |