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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $217,673 | $210,510+3.4% | $153,500+41.8% | $145,877+49.2% |
| Participation rate | 81.8% | 82.1%-0.3pp | 77.1%+4.7pp | 80.3%+1.5pp |
| Annual return | 11.07% | 13.45%-2.4pp | 15.70%-4.6pp | 551.28%-540.2pp |
| Employer contribution / active EE | $7,440 | $6,052+22.9% | $5,039+47.6% | $4,663+59.6% |
| Participant deferral / active EE | $14,332 | $7,974+79.7% | $6,756+112.1% | $6,691+114.2% |
| Admin fee / account holder | $2,148 | $19,455-89.0% | $12,736-83.1% | $13,402-84.0% |