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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $217,673 | $210,991+3.2% | $153,741+41.6% | $145,897+49.2% |
| Participation rate | 81.8% | 82.1%-0.3pp | 77.1%+4.7pp | 80.3%+1.5pp |
| Annual return | 11.07% | 13.46%-2.4pp | 15.71%-4.6pp | 552.29%-541.2pp |
| Employer contribution / active EE | $7,440 | $6,057+22.8% | $5,042+47.6% | $4,663+59.6% |
| Participant deferral / active EE | $14,332 | $7,979+79.6% | $6,757+112.1% | $6,689+114.3% |
| Admin fee / account holder | $2,148 | $19,490-89.0% | $12,749-83.2% | $13,390-84.0% |