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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,859 | $111,535-78.6% | $105,223-77.3% | $137,256-82.6% |
| Participation rate | 66.7% | 78.1%-11.4pp | 75.0%-8.4pp | 80.0%-13.3pp |
| Annual return | 15.35% | 237.85%-222.5pp | 180.65%-165.3pp | 220.34%-205.0pp |
| Employer contribution / active EE | $2,407 | $3,939-38.9% | $3,689-34.8% | $4,156-42.1% |
| Participant deferral / active EE | $4,902 | $5,500-10.9% | $5,072-3.3% | $6,407-23.5% |
| Admin fee / account holder | $316 | $9,721-96.8% | $8,859-96.4% | $12,270-97.4% |