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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,010 | $154,228-86.4% | $145,433-85.6% | $137,256-84.7% |
| Participation rate | 95.2% | 83.8%+11.4pp | 82.1%+13.1pp | 80.0%+15.3pp |
| Annual return | 19.52% | 74.59%-55.1pp | 66.58%-47.1pp | 220.34%-200.8pp |
| Employer contribution / active EE | $1,992 | $4,804-58.5% | $4,554-56.3% | $4,156-52.1% |
| Participant deferral / active EE | $3,711 | $8,216-54.8% | $7,897-53.0% | $6,407-42.1% |
| Admin fee / account holder | $1,895 | $14,344-86.8% | $13,129-85.6% | $12,270-84.6% |