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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,349 | $172,111+24.5% | $150,298+42.6% | $137,256+56.2% |
| Participation rate | 88.9% | 81.7%+7.2pp | 77.8%+11.1pp | 80.0%+8.9pp |
| Annual return | 10.20% | 69.37%-59.2pp | 62.79%-52.6pp | 220.34%-210.1pp |
| Employer contribution / active EE | $6,438 | $4,636+38.9% | $4,154+55.0% | $4,156+54.9% |
| Participant deferral / active EE | $7,779 | $6,166+26.2% | $5,453+42.7% | $6,407+21.4% |
| Admin fee / account holder | $1,079 | $16,471-93.4% | $14,116-92.4% | $12,270-91.2% |