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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,084 | $160,028-70.0% | $147,080-67.3% | $145,884-67.0% |
| Participation rate | 71.4% | 84.0%-12.6pp | 82.2%-10.8pp | 80.3%-8.9pp |
| Annual return | 14.39% | 98.60%-84.2pp | 420.17%-405.8pp | 551.85%-537.5pp |
| Employer contribution / active EE | $3,117 | $5,286-41.0% | $4,933-36.8% | $4,662-33.2% |
| Participant deferral / active EE | $8,847 | $8,422+5.0% | $8,066+9.7% | $6,690+32.2% |
| Admin fee / account holder | $1,610 | $15,030-89.3% | $12,989-87.6% | $13,392-88.0% |