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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,386 | $102,595-96.7% | $94,057-96.4% | $154,746-97.8% |
| Participation rate | 70.8% | 76.0%-5.2pp | 73.3%-2.5pp | 80.7%-9.9pp |
| Annual return | 13.21% | 583.42%-570.2pp | 480.62%-467.4pp | 172.34%-159.1pp |
| Employer contribution / active EE | $766 | $3,147-75.6% | $2,933-73.9% | $4,379-82.5% |
| Participant deferral / active EE | $1,428 | $5,118-72.1% | $4,709-69.7% | $6,730-78.8% |
| Admin fee / account holder | $1,144 | $7,736-85.2% | $7,244-84.2% | $14,365-92.0% |