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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,344 | $227,399-88.9% | $189,758-86.6% | $198,609-87.2% |
| Participation rate | 100.0% | 84.0%+16.0pp | 79.8%+20.2pp | 82.4%+17.6pp |
| Annual return | 12.01% | 61.03%-49.0pp | 52.62%-40.6pp | 202.70%-190.7pp |
| Employer contribution / active EE | $2,628 | $5,526-52.4% | $4,767-44.9% | $5,055-48.0% |
| Participant deferral / active EE | $4,227 | $6,837-38.2% | $5,856-27.8% | $6,977-39.4% |
| Admin fee / account holder | $14,009 | $25,162-44.3% | $20,388-31.3% | $19,030-26.4% |