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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,322 | $201,372-53.2% | $184,260-48.8% | $145,884-35.3% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 21.17% | 29.04%-7.9pp | 28.84%-7.7pp | 551.85%-530.7pp |
| Employer contribution / active EE | $6,356 | $7,024-9.5% | $6,427-1.1% | $4,662+36.3% |
| Participant deferral / active EE | $16,498 | $9,808+68.2% | $9,133+80.6% | $6,690+146.6% |
| Admin fee / account holder | $7,105 | $16,362-56.6% | $13,898-48.9% | $13,392-46.9% |