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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,788 | $102,385-64.1% | $147,080-75.0% | $80,935-54.5% |
| Participation rate | 85.7% | 75.9%+9.8pp | 82.2%+3.5pp | 67.7%+18.1pp |
| Annual return | 25.91% | 135.09%-109.2pp | 420.17%-394.3pp | 35.66%-9.7pp |
| Employer contribution / active EE | $4,282 | $3,717+15.2% | $4,933-13.2% | $2,757+55.3% |
| Participant deferral / active EE | $9,622 | $6,651+44.7% | $8,066+19.3% | $4,299+123.8% |
| Admin fee / account holder | $2,851 | $7,951-64.2% | $12,989-78.1% | $6,924-58.8% |